England & Wales — Knowledge base verified by a UK family solicitor

Know your position before you
pay a solicitor £350 an hour

SplitSmart is the UK's only divorce intelligence platform built for contested, complex cases. AI-powered outcome prediction, living case file, and solicitor-ready dossiers — all grounded in verified UK family law.

See All Features
⚖️ England & Wales law only
🔒 API key never in frontend
Knowledge base solicitor-verified
📋 Updated with Standish v Standish [2025]
🔐 No data sold. Ever.

The SplitSmart Score

A 0–100 Divorce Readiness Score calculated from your unique situation — assets, evidence, timelines, and legal position. The single number that tells you whether you're ready to negotiate or need to prepare first.

74/100
Your SplitSmart Score
Strong Position

Based on 8 factors including asset evidence, pension documentation, marriage length, and children's arrangements.

Score Breakdown
Asset documentation
Pension evidence
Timeline readiness
Negotiation prep
Legal knowledge
Document security
Post-divorce plan
Child arrangements

This is a sample score. Your actual score is calculated from the intake questionnaire and updates as your case develops.

Outcome Prediction Engine

Based on your marriage length, asset profile, and case factors, courts in financial remedy proceedings typically consider a range of outcomes. Here's what that looks like for a profile similar to yours.

Best Case
£287,000
Full equal share of matrimonial assets, pension sharing order at 50%, maintenance for 3 years. Achieved when all documentation is strong and the other party doesn't contest.
Probability: 22% — requires full agreement
Most Likely
£198,000
Asset division weighted toward needs principle. Partial pension sharing (35%), no maintenance unless significant earnings gap. Standard consent order outcome.
Probability: 61% — courts typically consider this range
Worst Case
£112,000
Contested Final Hearing. Costs of £40k–£80k erode the pot. Pension excluded as pre-marital (see Standish v Standish [2025] UKSC 26). Outcome driven by judicial discretion.
Probability: 17% — contested path only

Living Case File

Your divorce isn't a one-off event — it's a 12–24 month process. The Living Case File tracks every development, flags when your strategy should shift, and keeps a complete timeline you can hand to a solicitor at any point.

📁 Case File — Active Stage 3 of 5: Financial Disclosure
14 Jan 2025
Divorce application filed (joint)
No-fault application under Divorce, Dissolution and Separation Act 2020. 20-week minimum clock started. Court fee: £612 paid.
3 Mar 2025
Conditional Order granted
20-week period elapsed. 6-week minimum before Final Order. Financial matters still outstanding — do not apply for Final Order yet.
!
28 Apr 2025
Form E deadline — AI FLAG
⚠ Opposing party's Form E is 3 weeks overdue. SplitSmart recommends: send a chaser letter first, then consider an Unless Order application if no response within 14 days.
!
Today
Strategy Alert: New case law applies to your situation
⚠ Standish v Standish [2025] UKSC 26 affects how courts treat your spouse's pre-marital business assets. Your outcome prediction has been updated. Review now.
Upcoming
First Appointment (FDA)
Typically 4–8 weeks from Form E exchange. Your SplitSmart Dossier will be ready to hand to your solicitor before this hearing.

Solicitor-Ready Dossier

Generate a professional case summary that lets a solicitor onboard you in 10 minutes instead of 3 hours — saving you £500–£1,000 in first-meeting costs. Available as a £297 add-on, or included in the Premium plan.

Solicitor Intake Dossier — Confidential
Generated: June 2025
SplitSmart Score: 74/100
Case Stage: Financial Disclosure
Case Summary
11 years
2 (ages 8, 11)
Joint — est. £420,000
£180,000
~£310,000 combined
Pension, business asset
Key Flags for Solicitor
  • Spouse's business was established 2 years pre-marriage — Standish v Standish [2025] UKSC 26 likely applies. Source of asset argument available.
  • Form E overdue by 23 days. Unless Order may be required under FPR 2010 r.4.1.
  • Pension CETV requested but PODE not yet appointed — recommend early instruction given PAG Report 2019 guidance on CETV trap.
  • Client's pension accrued 80% during marriage — strong sharing argument under Matrimonial Causes Act 1973 s.25B.
Generate My Dossier — Included in Premium

Or add to any plan for £397 one-off

Letter & Document Generator

Generate legally-framed letters and questionnaires tailored to your case stage. Every document is grounded in the correct procedural rules and uses appropriate legal language.

Free

Form E Pre-Completion Checklist

Everything you need to gather before completing financial disclosure. Prevents common omissions that delay proceedings.

Pro

Form E Questionnaire

Targeted questions to send after reviewing your spouse's Form E. Flags gaps in disclosure and requests missing documents.

Pro

Without Prejudice Offer Letter

Structured WP offer framed correctly under FPR 2010 PD 9A. Protects your position on costs if the offer is rejected.

Pro

Variation Application (Form A1)

Guidance and draft supporting statement for applying to vary a maintenance order under s.31 MCA 1973.

Pro

Delay Chaser Letter

Formal letter requesting compliance with a court order or deadline, before making an Unless Order application.

Pro

PODE Instruction Letter

Draft letter instructing a Pension on Divorce Expert, following PAG Report 2019 best practice guidance.

Negotiation Coach

Identify your spouse's strategy — and the counter-move. The Negotiation Coach recognises common opposing-party patterns and gives you the pre-mediation framework to respond.

Pattern detected
Spouse is delaying Form E disclosure
Pattern detected
Spouse is claiming pre-marital business assets
Pattern detected
Spouse is undervaluing the matrimonial home
Pattern detected
Spouse's solicitor sent a Part 25 expert instruction without agreement

24/7 UK Family Law AI Chat

Ask anything about your divorce — grounded entirely in verified UK family law. The AI never guesses outside the knowledge base, and always tells you when you need a solicitor.

SplitSmart AI — UK Family Law Specialist
Hello. I can answer questions about divorce law in England and Wales — financial settlements, pensions, child arrangements, court procedure, and more. What would you like to know?
Legal information only — not legal advice. England & Wales only.

5-Stage Divorce Progress Tracker

England & Wales divorce follows five distinct stages, each with its own court fees, timelines, and strategic decisions. Know exactly where you are and what comes next.

1
Filing
2
Conditional Order
3
Financial Disclosure
4
Settlement / Hearing
5
Final Order
Stage 3 — What to do now
  • Complete and exchange Form E financial statements
  • Request CETV from pension providers
  • Instruct a PODE if pension is significant
  • Consider MIAM if not already attended
Key timelines
  • Application to Final Order (minimum)26 weeks
  • FDA to FDR hearing4–8 weeks
  • Contested Final Hearing cost£30k–£100k
  • Consent order court fee£60

Everything in SplitSmart v9

Eight integrated tools, one platform. From your first question to your final order.

New in v9
🎯

SplitSmart Score

0–100 Divorce Readiness Score across 8 dimensions. Updates automatically as your case develops. The most shareable, distinctive feature on the platform.

New in v9
📊

Outcome Prediction Engine

Best/likely/worst case financial settlement projections based on your specific asset profile, marriage length, and case factors. Updated with Standish v Standish [2025] UKSC 26.

New in v9
📁

Living Case File

Persistent timeline that tracks your case from application to Final Order. Flags strategy shifts, deadline alerts, and new case law relevant to your situation.

New in v9
📄

Solicitor-Ready Dossier

Professional PDF intake pack that saves £500–£1,000 in first-meeting solicitor time. Flags issues, documents key facts, and references applicable case law.

Core feature
🗺

Personalised Divorce Roadmap

8-question intake generates a custom roadmap with real numbers — court fees, likely timelines, estimated costs, and next steps specific to your situation.

Core feature
🤖

24/7 UK Family Law AI

Live AI chat grounded in a verified 6-part knowledge base. Never guesses outside UK family law. Always routes through Netlify — no API key in the frontend.

Core feature
📁

Document Red Flag Analyser

Upload Form E, consent order drafts, or correspondence. AI identifies red flags, missing information, and clauses that courts typically consider problematic.

Core feature
🧮

Settlement Calculator

Visual best/likely/worst outcome calculator. Includes pension sharing scenarios, Mesher order vs clean break modelling, and maintenance period projections.

The Knowledge Base — v9 Verified

Six parts, solicitor-verified. Now expanded with the Divorce, Dissolution and Separation Act 2020, the Law Commission's December 2024 scoping report, and the landmark Standish v Standish Supreme Court ruling of July 2025.

Part A — Matrimonial Causes Act 1973

Full statute. Key sections: 1, 3, 11, 12, 22, 23, 24, 24A, 24B, 25, 25A, 27, 31, 34, 37. The s.25 discretionary framework with all eight factors.

Part B — CMS Rate Tables

All five bands, exact percentages, shared care reductions (one night to 175+ nights), Collect & Pay service fees, and the gross income calculation method.

Part C — PAG Report 2019

Pension sharing framework, the CETV trap, PODE requirements, offsetting caution, earmarking limitations, and the pension dashboard programme context.

Part D — Law Reform Pipeline

CP 1581 "A Fairer End to Relationships" (June 2026, not yet law). Law Commission December 2024 scoping report. Four proposed models for financial remedy reform. Cohabitation reform progress.

Part E — Expert Practitioner Knowledge

s.25 in practice, FDR indication mechanics, hidden asset detection, MIAM exemptions, occupation orders, the cohabitation myth, financial remedy proceedings, Mesher/Martin orders, clean break principles, pre-marital equity.

Part F — Key Figures & Timelines

£612 divorce fee, £60 consent order, £303 financial order, £30k–£100k contested hearing. Minimum 20 weeks to Conditional Order. 26-week minimum total. CMS thresholds.

Part G — Divorce, Dissolution and Separation Act 2020

No-fault divorce regime (6 April 2022). Joint applications, removal of defended divorce, the 20-week reflection period, single ground of irretrievable breakdown, statement as conclusive evidence.

Part H — Standish v Standish [2025] UKSC 26

Supreme Court's landmark July 2025 ruling. Five principles on matrimonial vs non-matrimonial property. Sharing principle limited to matrimonial assets. Matrimonialisation test: treatment over time, not title. Key implications for pre-marital assets, inheritances, and tax-planning transfers.

Part I — Nuptial Agreements

Current status under English law (persuasive but not binding). Radmacher v Granatino [2010] UKSC 42 principles. Law Commission's 2014 recommendation for binding qualifying nuptial agreements. 2025 reform prospects.

Part J — Procedural Rules (FPR 2010)

Family Procedure Rules 2010, key parts: Part 9 (financial remedies), Part 12 (children), Part 18 (without notice applications), Practice Direction 9A (without prejudice offers), Unless Orders under r.4.1.

Knowledge base validated by a qualified UK family solicitor who reviewed and agreed with it.

AI must never guess outside this knowledge base. Every response is bounded by verified UK law only.

Why SplitSmart wins

Every competitor serves the easy, uncontested case. SplitSmart is the only platform built for contested, complex divorces in England & Wales.

Platform UK Law Contested Cases AI Chat Outcome Prediction Living Case File Fatal Flaw
SplitSmart None identified
Hello Divorce (US) US only — no UK law
amicable Abandons contested cases
Wikivorce Static 2008 content, no AI
Divorce-Online Form-filler only
Caira / Unwildered Generic across all law

Less than one hour with a solicitor.
Every month. For the whole case.

A solicitor costs £200–£400/hour. The average UK divorce costs £14,561. SplitSmart Essential costs £99/month — less than 30 minutes of solicitor time, every month, for your entire case.

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3 insights from your intake. Enough to understand your starting position and what you're facing.
  • 8-question intake
  • 3 personalised insights
  • SplitSmart Score preview
  • Stage tracker (read-only)
Report
£97
one-off
Your full Divorce Roadmap PDF. Know your position before you speak to a solicitor.
  • Full personalised roadmap
  • Outcome prediction (3 scenarios)
  • Complete SplitSmart Score
  • Key figures & timelines
  • Legislation references
  • Credited toward Essential if you upgrade
Get Full Report — £97

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Premium
£199
/month
Full platform plus human touchpoints. For high-stakes, high-asset, or highly contested cases.
  • Everything in Essential
  • Solicitor-Ready Dossier (£397 value — included)
  • Monthly 30-min strategy call
  • Vetted solicitor matching
  • Co-Parenting Plan Builder
  • Personalised Timeline Generator
  • Pre-Divorce Audit
  • Post-Divorce 90-Day Checklist
Start Premium

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£14,561
Average UK divorce cost (Aviva 2024)
£200–£400
Solicitor hourly rate
£99/mo
SplitSmart Essential — your whole case
£799/yr
Annual plan — less than 2 solicitor hours

Solicitor Dossier also available as a £397 standalone add-on for any plan. Referral fees apply for solicitor matching (£200–£500 per qualified lead, paid by the solicitor, not you).

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